Olympia Bankruptcy Attorney

Affordable Debt Solutions

When you are suffering from a financial setback and now find yourself deep in debt, you may be wondering if there is any way out. Brown & Seelye Attorneys at Law provides clients with twenty-two years of experience and skill in resolving your debt problems through bankruptcy and other alternatives. You may wonder if you should file for bankruptcy and need more information in order to make a decision. Our firm offers you a free initial consultation and once you find out how we can help you, we are certain you will be pleased to find out that our fees are very low, with an individual filing costing only $500 and a joint filing only $650.

We understand this is a tough time, and putting out more money when you don't have it is difficult. But this small investment can lead to a relief from your debt in a few short months, allowing you to get on with your future and help repair bad credit. Before you begin to rebuild your credit, it is important to recognize that bankruptcy does not hurt your credit. Even though a bankruptcy may show in your credit history for up to 7-10 years, it does not necessarily make your credit bad. Instead of focusing on your bankruptcy, lenders will likely look at how you have managed your finances since bankruptcy, and then determine what your credit should be. We realize that good credit is essential is essential for buying a home. At Brown & Seelye Attorneys at Law, our professional attorneys are skilled at advising clients in how to proceed after a bankruptcy.

Bankruptcy: Practice Areas

Our legal team has experience in every area of bankruptcy law. By meeting with a Vancouver bankruptcy attorney from our firm, you will be able to discover whether you should file for bankruptcy or take advantage of a bankruptcy alternative. We can also determine which type of bankruptcy is best for you. Chapter 7 bankruptcy is a simple tool sued to clear most of all of an individual's debt. It can eliminate credit card debt, medical debt, and personal injury debt. Chapter 13 allows you to create repayment plan that suits your financial situation over a period of three to five years.

If you find out that you do not qualify for a Chapter 7, it is likely that you can qualify for a Chapter 13 bankruptcy. Both options can be great ways to get a breath of fresh air from your current financial situation and to start anew. By speaking to a member of our firm, we can help you set up a bankruptcy timeline as well as help you avoid common pre-filing mistakes. If you are facing creditor harassment or threats of foreclosure and repossession, we can help you fight back using the Fair Debt Collections Practices Act. We are ready to review your case and get you the information you need to make the best decision for you.

Bankruptcy Lawyer in Olympia

There are many reasons people end up having to consider bankruptcy. You may have lost your job, had unexpected medical bills or suffered a divorce or death in the family. Regardless of the situation, our nation's federal laws allow you the protection of bankruptcy filing when you find you can no longer repay your debt. We will fight to protect your money against lawsuits and wage garnishments. Our firm can explain the different options that you have, whether it be bankruptcy, debt settlement or debt negotiation. There are solutions that many out there don't want you to know about. We believe in giving you all the alternatives and then helping you implement them so that you can get relief from your debts. We will also dispel any bankruptcy myths that have stopped you from going ahead with bankruptcy.

A Chapter 7 or Chapter 13 bankruptcy filing can be complex and requires the help of a knowledgeable legal team to ensure you receive all of the benefits these filings have to offer. With a Chapter 7 filing you may find yourself completely debt free within a few short months, while a Chapter 13 will allow those who have a steady income to restructure their debt and pay it back within three to five years. Let our caring legal team work with you on resolving your debts and getting you back on firm financial footing.

Contact an Olympia bankruptcy attorney right away to discuss your legal options and get affordable assistance in resolving your debt.

We service clients throughout the area, including Lacey and Aberdeen.